The inspection went fairly well today. We found a few switches that didn’t seem to do what they were supposed to. One didn’t turn on the light fixtures in the upstairs back bedroom bathroom and the other didn’t turn on the garbage disposal in the kitchen. I’m not sure what’s going on there, they almost sound like problems from the builder that were never reported, but I find that kind of hard to believe.
I spent most of the rest of the day working on the financing, trying to get the right mix of everything together to have the least impact on future earnings and tax. It is looking like I am going to go with a FHA loan with only 3% down so I don’t have to tie up as much cash. The rate will be a bit more, but it looks to be better for a few years to do that and to refinance to a conventional once there is enough equity or after I have accumulated enough cash for the 20% down.
I also spent time looking at washers, dryers and refrigerators. The washer and dryer were pretty easy to figure out, but there are tons of options on the fridge. I think I’m just going to go to Pacific Sales and look at models and compare them to what Consumer Reports has rated. The french door style fridge seems like the way to go; I just want to see a few of the models in person.
I was also thinking about doing artificial turf for the front lawn instead of re-sodding it. It looks like the grass was dead long enough that it isn’t going to come back and it is primarily weeds now. I’ll have to do the math, but I think the cost of sod and then maintaining it is going to be higher than putting some artificial grass which will look great all year long in. I guess I need to figure out more of my grand landscape plan so I don’t put something in and then rip it out later. There are just so many things to think of doing, I don’t know if the list is ever going to stop.
I guess I just need to make some more money so I can afford all the things i want to do! I finally got tired of staring at a computer screen and magazines, so I decided to make some chocolate butterscotch cookies tonight and then watch Harry Potter and the Order of the Phoenix. The cookies turned out better than the movie, I wasn’t really all that impressed, maybe Harry Potter just doesn’t hold my interest anymore.